Does Target Take Apple Pay? And How To Setup

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Grocery chains such as Target love digital payment solutions, as it helps them to process payments faster and reduce the risk of cash robbery. However, what about Apple Pay? Does Target take Apple Pay?

Target does take Apple Pay over their checkout counters, beginning in 2019. You may use Apple Pay to pay during checkout. You can also use Apple Pay for self-checkout, website, and app purchases. Target also accepts many other digital payment solutions, such as Google Pay or Samsung Pay.

This article discusses if Target takes Apple Pay and where on Target you can pay with Apple Pay. We also discuss if there are issues with using Apple Pay at Target and if there are other payment options available.

Does Target Take Apple Pay?

Target started accepting Apple Pay for payments in its 1,800+ US stores beginning in 2019. Provided you have set up your Apple Wallet properly, you can pay at Target using your iPhone, iPad, or Apple Watch. You can also use Apple Pay on Target’s website and app. Target does not charge additional fees to payments made with Apple Pay. 

Many retailers love digital payments, as it speeds up the checkout process, helping them to process sales faster. As a result, Target likely adopted Apple Pay for this exact reason. Target also probably realized that Apple Pay is widely used and accepted by many retailers nationwide, meaning they must offer the same to keep up.

Provided that you set up your Apple Wallet and your devices properly, you may use your Apple devices to pay via Apple Pay. It could be your iPhone, iPad, or your Apple Watch. Simply bring the devices close to the NFC reader when prompted by your cashier. 

You may also use Apple Pay when ordering from Target’s website and app for online purchases. Aside from Target, you may also use Apple Pay in over 85% of retailers in the United States. This ranges from supermarkets such as Aldi to restaurants such as Chipotle or Chick-Fil-A.

Target also does not slap on additional charges if you use Apple Pay. The amount you will pay is similar to if you pay with cash or a credit card. This means you can enjoy the ease of paying without cash or without paying a premium.

You may like this article: Does Aldi Take Apple Pay?

Can You Use Apple Pay At Checkout?

You can use Apple Pay at Target Checkout. Have your items scanned before informing the cashier you intend to pay with Apple Pay. Then double click on your iPhone’s on-off switch to bring out Apple Pay. Bring your iPhone close to the NFC card readers. If payment is made, you will see a notification. 

Pay with Apple Pay at Target’s checkout is not rocket science. The key is to ensure your Apple Pay account is set up first. 

You can launch your wallet app and press the + icon to add your card. Enter your card details, and then confirm your identity and card. Once this is good to go, you may use Apple Pay.

To use Apple Pay at Target Checkout:

1. First, have the cashier help scan and bag your items. 
2. Once you complete your scanning, the cashier should inform you of the amount you need to pay for your groceries. The cashier should also ask how you want to pay for it. 
3. Inform the cashier you want to pay with Apple Pay.
4. The cashier will now set up the cash register for Apple Pay. 
5. While waiting, you can bring out your Apple Pay. Simply double-click on the on/off button on your iPhone’s side, which should bring out your card details. 
6. You may be prompted to bring your Apple device close to the NFC card reader.
7. You may hear a beep on your phone, and the NFC reader connects.
8. You will be prompted to provide your ID or perform a fingerprint scan to confirm your identity.
9. Once the payment goes through and you are billed successfully, you should see a notification on your phone. 

Can You Use Apple Pay At Self-Checkout?

You can use Apple Pay at Target’s Self-Checkout. Have your items scanned first before selecting the Apple Pay option during payment. Then double click on your iPhone’s on-off switch to bring out Apple Pay. Bring your iPhone close to the NFC card reader, and confirm your ID. 

You can also use Apple Pay at Target’s self-checkout terminals. The process is similar to a staffed checkout counter, with minor changes since this is a self-service terminal.

To use Apple Pay at Target Self-Checkout:

1. First, scan and bag your items. Check to ensure you do not overscan the items. This avoids you overpaying. 
2. During payment, you may see multiple payment options. Select Apple Pay.
3. While waiting, you can bring out your Apple Pay. Simply double-click on the on/off button on your iPhone’s side, which should bring out your card details. 
4. The checkout machine should now ask you to bring your Apple device close to the NFC card reader. Do as requested.
5. You may hear a beep on your phone, and the NFC reader connects.
6. You will be prompted to provide your ID or perform a fingerprint scan to confirm your identity.
7. Once the payment goes through and you are billed successfully, you should see a notification on your phone. 
8. The checkout machine should also produce a receipt for you.

Can You Use Apple Pay On Target’s Website?

You can also use Apple Pay on Target’s website. The checkout process would be similar to performing a self-service checkout. If you use an Apple device and safari browser, your checkout process would be much easier. You must use Safari to use Apple Pay for checkout.

You may use Apple Pay to pay for your purchases on the Target website and have your purchases delivered to you. But there are some minor issues. You will be required to use an Apple device, such as an iPhone or iPad, to use Apple Pay on the Target website.

On top of that, you also will need to activate the ‘Use On Mac’ option in your Apple wallet. This allows you to use your Apple wallet to check a web browser.

You also need to be shopping on target using the Safari browser. This is because if you use other browsers, such as Mozilla Firefox or Google Chrome, you cannot use Apple Pay. 

To use Apple Pay to checkout at Target’s website, simply select the Apple Pay option. Then you may be prompted to provide your ID. You may confirm your ID by fingerprint, face, or passcode, depending on your device. 

Can You Use Apple Pay Through Target App?

You may pay with Apple Pay at Target’s app. You first add Apple Pay as a payment method in the app. Then you select Apple Pay for the payment option during checkout. You then provide your ID via touch, face, or passcode, and you should see a notification when the payment is completed.

To set up and pay with Apple Pay at Target’s app:

1. Start by launching the Target App. Register an account if you have not. 
2. Go to the ‘Payment’ option at the bottom of the screen. 
3. Select ‘Add Payment Method’ and choose Apple Pay. Ensure your Apple Pay has been set up before attempting this step.
4. Once completed, your Apple Pay is ready to use in Target’s app. Continue shopping and checkout when you are done. 
5. At payment, select Apple Pay.
6. You will be required to confirm your ID. Depending on your device, you may provide a touch ID, face ID, or a passcode.

Is It Safe To Use Apple Pay?

Apple Pay is safe and secure for payments, although there is no 100% guarantee of its safety. You should proactively ensure you protect the information on your credit card. You should also use the Find My app to wipe off data from your phone if you lost it.

Apple Pay is a secure payment system. This is because it uses 256-bit encryption. This means when the data is transferred, it appears as some code. This means even if a hacker manages to intercept your payment information, it cannot be understood.

In fact, if you try to break a 256-bit code, it would still take millions of years to crack. That is assumed if you use Milkyway 2, the world’s fastest supercomputer. 

On top of that, Apple also has many mechanisms in place to protect the privacy of your data. For example, Target does not receive your credit card number, as the information is kept by Apple. 

However, encryption and privacy protection from Apple is not the only thing to protect your data. You should proactively prevent it from falling into the wrong hands in the first place. 

The most important thing here is you should prevent your Apple devices from falling into the wrong hands. Also, when paying with Apple Pay, cover the phone screen with your hands to avoid revealing any information to other people. 

If you lose the device, immediately lock it using another Apple device. Launch the Find My app and remotely lock access to the device. If you have given up on trying to locate the device, you may wipe the data off remotely as well. The Find My app should be able to do this for you.

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What Are Other Payment Options Available At Target?

Aside from Apple Pay, Target also accepts payment methods such as credit and debit cards, cash, and other digital payment platforms such as Google Pay and Samsung Pay. Target also accepts Paypal, but only for online purchases. 

Target has a wide list of payments that it accepts. It ranges from cash, and credit cards, to things such as WIC (Women, Infant, and Children) program vouchers. 

For credit cards, Target accepts major credit cards such as Visa, Master, Diners, American Express, JCB, and many more. Target accepts Apple Pay, Samsung Pay, Google Pay, and some other payment systems for digital payments. 

Target also accepts Paypal. However, this payment option is only limited to online purchases from its website and apps. Some stores may accept Alipay and Campus Cash. 

If you purchase online, you also may be able to pay in installments, using plans such as Afterpay, Affirm, Klarna, Sezzle, Paypal Pay in 4, or Zip. Target does not accept foreign checks or foreign currency. 

For a full list of payment systems accepted by Target, feel free to visit Target’s website. Target listed what they accept for payments in long detail.