Amazon does not accept Sezzle virtual cards as payment options. You can, however, use Sezzle for many other online and physical stores like Target. Additionally, Amazon has partnered with Affirm to accept virtual card payments of $50 or more. Additionally, Klarna payments can be used on Amazon, and points can be redeemed for Amazon gift cards.
Many organizations are turning to new technologies to fund their operations as a result of digitization. The new wave of advertising helps organizations reach a broader audience without having to be physically present. Major retailers have developed new ways of selling to their customers. Customers may opt to pay for their purchased commodities in installments rather than paying for them all at once. Paying in installments makes it possible to attract more customers because not everyone can afford a one-time payment. The customer can buy whatever he or she wants and pay at a later time.
What Is Sezzle?
Sezzle is an online platform that lets you purchase items and pay for them later without interest. Because Sezzle is a business, users pay 25 percent upfront, then the rest is taken care of by Sezzle. Users have their payment plans. Your payment method is determined by Sezzle based on the state of your account. This payment system is widely used, allowing for more sellouts.
How Does Sezzle Work?
Sezzle is similar to PayPal Pay in 4 and Affirm. Choose Sezzle as your payment method when you’re ready to check out. The service will run a soft credit check after you provide some personal details.
Your first interest-free installment payment will be due immediately once you have been approved. For the next six weeks, you’ll make two equal payments every two weeks. Paying for your installments can be done with a bank account, a debit card, or a credit card.
Why Should You Use Sezzle for Purchases?
The advantage of Sezzle is that it allows shoppers to finance items that may not normally be available.
A spending limit is set following a soft credit check based on several factors, starting with your credit score.
Nevertheless, this limit can grow over time if you have a positive payment history.
Additionally, since Sezzle pays the merchants immediately, shoppers don’t have to wait to take purchases home since Sezzle fronts the money.
Those who are familiar with traditional lay-aways may recall that the store held the item until the final payment, despite financing.
Lastly, one of the best benefits is that the buyer pays 25% upfront and the remaining amount later.
The remaining balance is paid in three equal payments every two weeks after the original payment is made.
Is Sezzle Accepting Prepaid Cards?
The installment payments that Sezzle collects can be made directly from bank accounts, credit cards, or debit cards, regardless of the company that issued the card. Prepaid cards are accepted as well, but only for paying off installments or for paying an existing order. Orders cannot be placed with prepaid cards at checkout. By logging into their Sezzle account, users can view their installments and make payments accordingly.
Are There Any Credit Limits?
No matter which payment service you choose (Sezzle Up, Sezzle Virtual Card, or Sezzle Standard), you will have a credit limit based on the total amount spent. The credit limit is generally $50 to $200 for first-time customers.
Is it Possible to Raise My Credit Limit?
Using Sezzle repeatedly and making your payments on time will increase your credit limit. When you sign up for Sezzle Up, you’ll also receive a one-time limit increase.
Who Accepts Sezzle?
Sezzle is available at more than 29,000 online stores. Furthermore, a Sezzle Virtual Card can be used anywhere Apple Pay and Google Pay are accepted.
Participating retailers include:
- Goodie Co
- GameStop
- Jamie Kay
- Lou Lou & Company
- SoftMoc
Using Sezzle Online
Select Sezzle as your payment option when you shop online with one of Sezzle’s participating retailers, then either create a Sezzle account or log in to your existing account.
You will be notified immediately if you’ve been approved after the company runs a soft credit check. At the point of purchase, you’ll make the first payment of 25% of the total purchase amount, followed by three additional payments which will be automatically billed to your payment method over the next six weeks.
Using Sezzle In Stores
If you have the Sezzle Virtual Card, you can shop at brick-and-mortar stores with Sezzle. Add the card to Apple Pay or Google Pay and use it as you would any other payment method within those digital wallets. Next, you will simply make the installment payments like you normally would.
How Do I Pay Sezzle?
With Sezzle, you can make installment payments with debit cards, credit cards, and bank accounts. Additionally, the service accepts prepaid debit cards, but only if you’re paying off an installment payment with one.
Upon first signing up for Sezzle, you will be asked to make a one-time payment. Sezzle takes out regular payments every two weeks afterward, so you should be sure you have enough credit available on your credit card or in your bank account to cover every payment.
How Does Not Paying Sezzle Affect Me?
If you fail to pay within 48 hours, Sezzle will reschedule your payment for a future date and charge you a late fee. The late fee is not applicable if you pay within 48 hours of the due date. When the second attempted payment fails, Sezzle may prevent you from making future purchases, and you’ll still have to pay what you owe.
Besides notifying the credit bureaus about late payments, the company may also attempt to collect the debt in another way.
How Secure Is Sezzle?
The importance of security cannot be overstated. To ensure that your data is safe with Sezzle, Sezzle undergoes quarterly scans and yearly audits to maintain the highest level of compliance in the Payment Card Industry (PCI). Sezzle is currently pursuing PCI Level 1 certification, the highest level of compliance.
Conclusion
While Amazon does not accept Sezzle, many other stores do. Sezzle allows you to purchase a small initial purchase price with your credit or debit card and then spread the remaining balance over three payments.
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